<\/a><\/p>\n*Hardly a brief background, huh? OK, to get to the questions!*<\/p>\n
How we have handled the transition financially<\/span>: From day one of saying I do<\/em>, David and I joined our lives. We are in this life together and combining our dreams, goals and finances just made sense. Because of this, there was never any difficult \u201cmy money\u201d or \u201cyour money\u201d topics to discuss when I transitioned to staying home. This really made things go smoothly.<\/p>\nDavid had always made more than I did, so from the beginning we mostly lived off his paychecks and banked mine. When mine disappeared, it didn’t feel like a big impact. Also, I’ve picked up some at-home side gigs (the blog, social media management, etc) that have helped me make a little extra money while staying at home. This money largely goes into buying Hailey’s clothes, diapers, etc, so thank you guys for supporting me by visiting here!<\/p>\n
It also helps that we are both savers, not spenders. (I know my dad still can\u2019t probably believe that one!). We don\u2019t spend money frivolously<\/strong>. We aren\u2019t big on clothes, video games or home d\u00e9cor. We prefer to spend money on experiences and investing in our future. I don\u2019t think it\u2019s so much what <\/em>we focus on, but that our priorities align. We never fight about money. Truly. Never. If one of us needs\/wants something, we discuss it and budget it into our next month.<\/p>\nWe do our best (though sometimes we fall off the bandwagon for a month or two) to budget each month<\/strong> before the month begins. Groceries, gas, bills, upcoming events, Hailey\u2019s need, etc. Dave Ramsey would be proud. This works for us because it gives us an idea of what to expect for the month. If David needs new tires (which he does and those are so dang pricey!!), then we know to eat a few more meals at home and skip buying a hobby-item that month.<\/p>\nHonesty, transparency and communication ensure that we are on (and stay on) the same page. We are both involved with finances. We both know how much we bring home. We both know what are bills are each month. We both know how much we have in retirement and in savings. I think the fact that we are both involved and aware of our finances<\/strong> forces us both to take responsibility in how we handle them and pay attention to how often we swipe the plastic.<\/p>\nWe also both know if the other one spends money. It\u2019s not obsessive; David can buy a cup of coffee without having to immediately text me to report it. However, we are completely upfront with each other, even if it means David must admit he bought the super fancy beers or if I have to confess to getting over-excited at Whole Foods. We\u2019ve never hidden purchases from each other, which allows us to trust each other with money<\/strong> without feeling like we need to check in or ask permission from each other.<\/p>\nWhew- this is getting incredibly wordy. Overall, I\u2019m really proud of the way we handle our home finances. It\u2019s actually been a seamless transition, largely because we didn\u2019t have to change the way we spent money when I switched to staying at home. We had always (since marriage) handled money the way I outlined above. I\u2019ll be back another day to discuss the emotional and home-roles transitions, which haven\u2019t always been so smooth.<\/p>\n
Are there any specific financial SAHM questions that I forgot to touch on?<\/strong><\/p>\nHow do you and your significant other handle finances?<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"I completely forgot to take pictures of my food yesterday. There were bagels, eggs, avocados, broccoli, a dark chocolate ice cream bar…<\/p>\n","protected":false},"author":4,"featured_media":52299,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[2338,2262,2240,2170],"tags":[258,1342],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ahealthysliceoflife.com\/wp-json\/wp\/v2\/posts\/18133"}],"collection":[{"href":"https:\/\/www.ahealthysliceoflife.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ahealthysliceoflife.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ahealthysliceoflife.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ahealthysliceoflife.com\/wp-json\/wp\/v2\/comments?post=18133"}],"version-history":[{"count":0,"href":"https:\/\/www.ahealthysliceoflife.com\/wp-json\/wp\/v2\/posts\/18133\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ahealthysliceoflife.com\/wp-json\/wp\/v2\/media\/52299"}],"wp:attachment":[{"href":"https:\/\/www.ahealthysliceoflife.com\/wp-json\/wp\/v2\/media?parent=18133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ahealthysliceoflife.com\/wp-json\/wp\/v2\/categories?post=18133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ahealthysliceoflife.com\/wp-json\/wp\/v2\/tags?post=18133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}